Hey there,
As far as fields, tables, and views, you can limit this by making Users at an Editor level rather than Creator, which is what you've already done.
This is where 3rd party tools that act as a portal or dashboard come in extremely useful. You're sharing data to create or edit, but not allowing any schema changes or allowing access to the base.
We have a couple of tools to help with both options - On2Air Forms for dashboards and On2Air Backups for data backups outside of Airtable.
On2Air Forms lets you create dashboards of records/fields that you can share per person. You don't have to create them as a User and you can customize what they view/edit.
On2Air Backups creates automated backups of the data itself and sends it to Google Drive, Dropbox, or Box. That way, you always have a version of your data.
Airtable has restore capabilities, so it's encouraged to use those first if a field or value is deleted. If you were to completely lose your base, no 3rd party tool is capable of re-building it from scratch (and some say they can, but it's against Airtable terms of service.) Airtable doesn't yet make that possible for a 3rd party tool to programmatically restore a base/table (can't create formulas, etc).
We are working on a feature to back up the full Airtable base structure (field names/ids/types and view info) - that is expected to come in Q2 this year.
We also have On2Air Schemas that will backup your full schema along with your formula values (not currently available in On2Air Backups)
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Hannah - On2Air.com - Automated Backups for Airtable